No one expects to be involved in a motor accident. Aside from the inconvenience, your injuries can leave you out of pocket for treatment expenses and time away from work. In the ACT, you and your family have options to help reduce the worry that can follow.
Since 1 February 2020, the Motor Accident Injury Scheme gives those injured in a motor accident access to limited compensation benefits, known as ‘defined benefits’ regardless of who’s at fault for the accident.
The ACT CTP scheme is complex and strict time limits apply. That’s why it is a good idea to seek advice from specialists like the team at MEJ. We will listen to you and provide pragmatic, comprehensive advice on your options following a motor accident.
MEJ gives you more to help you get what you deserve – don’t settle for less.
What am I entitled to after a accident?
Prior to applying for defined benefits, you need the following information for your application:
- Ensure that the accident has been reported to the police within 24 hours (or a reasonable time period thereafter) and obtain a police report number; and
- The registration details of the vehicle believed to have caused the accident.
Once you have this information, you will need to complete the application forms to start the defined benefit process. We can assist with this, pointing you in the right direction and ensuring you have the information and documents you need to make informed decisions.
What happens after I have submitted my application?
Once you have lodged your defined benefits application forms, the insurer will provide you with a written response within 28 days, outlining what happens next.
If your application is accepted, you will be entitled to access benefits, including:
- Treatment and paid care benefits–medical expenses, treatment, paid domestic services and travel expenses incurred as a result of your accident-related injuries; and
- Income replacement payments – in circumstances where you unable to work or return to your pre-accident work capacity.
Your defined benefits are available for up to 5 years from the date of the accident.
Quality of Life Benefits
In some circumstances, you may be entitled to compensation over and above your defined benefits. If a minimum of 6 months has passed and you are still suffering from the effects of the accident, provided your doctors believe your condition has stabilised, you may be entitled to apply for ‘quality of life’ benefits.
If you meet these criteria, and you would like to apply for quality of life benefits but you are unsure of how to proceed, speak to a lawyer at MEJ who will be happy assist you through the process, to ensure your rights are protected.
Talk to an Expert at MEJ
MEJ understands that being involved in a motor vehicle accident can be traumatising and upsetting. Our team is happy to assist you with your claim and to provide advice on available options for compensation during this difficult time.
Don’t settle for less, you get more with MEJ – more support, more information, and more understanding.
MEJ operates on a “no win no fee” basis for our legal professional fees, and provides complimentary consultations for members of the community who need fast preliminary advice, usually booking you in within 48 hours.